– Consolidation Loan is the act of taking out a larger loan to pay off smaller multiple loans, which comes at its own interest. The goal with debt consolidation is simply to roll all your different loans or credit card payments into one single payment.

– Debt Review solves your problems without you having to take out a new loan or credit to settle existing loans.

The duration of the Debt Review is determined by the amount of debts the consumer has, the more you pay towards your debts, the quicker you will pay them off and complete the program.

Upon successful completion of the program, a clearance certificate will be issued and credit bureaus will be notified so they can update accordingly.

– Any consumer who is over–indebted (struggling to afford/cope with their monthly debt obligations & living expenses) as per NCA

– You need to be employed or be self-employed, with a regular income in order to join the debt review program.

No, the purpose of Debt Review is to assist clients to get out of debt, therefore you won’t apply for any further debts when you are under Debt Review until all debts obligations are met.

– Debt Review helps reduce your monthly instalments to one affordable instalment, by structuring a repayment plan suitable for you and ensuring all fees are included in this single plan.
– You will receive legal protection from creditors, this will ensure your assets are protected from repossession
– Reduce Interest rates, Instalments & extended repayment period
– Leaves you with adequate money (disposable income) to cover living expenses
– We communicate with creditors on your behalf, no need for you to go to court, our lawyers attend to all court matters